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Greece Golden Visa 2026: Complete Guide for Property Investors

·Sea'cret Residences Editorial Team

Greece's Golden Visa grants a five-year renewable residency permit to non-EU citizens who invest at least €400,000 in a single residential property (or €800,000 in high-demand zones such as Attica, Thessaloniki, Mykonos, and Santorini). Chiliadou, located in Fokida, currently falls within the lower threshold zone, making it one of Greece's most accessible entry points for residency-by-investment in 2026.

What Changed in 2024–2026: The New Threshold Tiers

Greece restructured its Golden Visa thresholds in April 2024. The country is now divided into two tiers:

  • Zone A (high-demand): Athens/Attica, Thessaloniki, Mykonos, Santorini, and islands with more than 3,100 inhabitants — minimum investment €800,000.
  • Zone B (all other regions): minimum investment €400,000.

Fokida — where Chiliadou and the Sea'cret Residences project are located — sits firmly in Zone B. A single villa purchase starting from €420,000 can qualify an investor (and their family) for Greek residency under the 2026 rules.

Statistic: As of Q1 2026, Greece had issued over 12,000 Golden Visa permits, ranking it among the top three European residency-by-investment programs (source: Greek Ministry of Migration Policy, 2026 annual report).

Who Is Eligible for the Greek Golden Visa?

Non-EU/EEA nationals can apply for the Greek Golden Visa when they:

  1. Purchase residential property with a minimum value of €400,000 (Zone B) or €800,000 (Zone A) — one single property only.
  2. Hold the property for the duration of the residency permit.
  3. Pass background and health checks.

Eligible family members include the spouse or registered partner, children under 21 (extendable to 24 if in full-time education), and parents and in-laws of the primary applicant.

The permit does not require minimum stay. Holders can live, travel within Schengen, and rent their property while retaining the visa.

Processing Timeline and Costs

A realistic timeline for a Greek Golden Visa through property purchase in 2026:

  • Property reservation and due diligence: 4–8 weeks
  • Notarial deed and Land Registry registration: 2–4 weeks
  • Residency application filing: 1–2 weeks after property transfer
  • Biometrics appointment and permit issuance: 8–14 weeks

Total elapsed time from signing a reservation to holding a residency card: typically 5–6 months.

Government fees: €2,000 per adult applicant. Legal and notarial costs typically add €5,000–€12,000 depending on complexity. Property transfer tax in Greece is approximately 3.09% of the taxable value.

Path to Citizenship

The Golden Visa itself does not fast-track Greek citizenship. However, if permit holders establish genuine tax residency in Greece (183+ days per year), they can count those years toward the standard seven-year naturalization path. Holders who do not physically reside in Greece cannot count Golden Visa years toward citizenship.

Why Chiliadou Is Particularly Attractive for Golden Visa Investors

Sea'cret Residences at Chiliadou offers villas starting from €420,000 — above the €400,000 Zone B threshold while remaining accessible compared to Mykonos or Attica alternatives at twice the price. Buyers receive a fully permitted beachfront property with rental income potential during the summer season (June–September), helping offset carrying costs.

For a detailed breakdown of ownership costs, see our guide: Cost of Owning a Villa in Greece.

Sea'cret Residences Chiliadou

Beachfront villas from €420,000 in Fokida, Greece — view residences or explore the location.

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